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Sections
Cover Page
Introduction
Table of Contents
Changes for 2026
FEDVIP Program Highlights
Section 1 Eligibility
Section 2 Enrollment
Section 3 How You Obtain Care
Section 4 Your costs for Covered Services
Section 5 Dental Services and Supplies Class A Basic
Class B Intermediate
Class C Major
Class D Orthodontic
General Services
Section 6 International Services and Supplies
Section 7 General Exclusions - Things We Do Not Cover
Section 8 Claims Filing and Disputed Claims Process
Section 9 Definitions of Terms We Use in This Brochure
Discounts
Tools and Resources
Summary of Benefits
Stop Health Care Fraud!
Rates
Blue Cross Blue Shield FEP Dental Brochure - 2026
Document list
Document Name
Document Number
Cover page
D26.00.1.1
Introduction
D26.00.1.2
Table of Contents
D26.00.1.3
Changes for 2026
D26.00.1.4
A Choice of Plans and Options
D26.00.2.1
Enroll Through BENEFEDS
D26.00.2.2
Dual Enrollment
D26.00.2.3
Coverage Effective Date
D26.00.2.4
Pre-Tax Salary Deduction for Employees
D26.00.2.5
Annual Enrollment Opportunity
D26.00.2.6
Continued Group Coverage After Retirement
D26.00.2.7
Compliance with the American Dental Association (ADA)
D26.00.2.8
Federal Employees
D26.01.1
Temporary/Seasonal Employees
D26.01.1.1
Federal Annuitants
D26.01.2
Survivor Annuitants
D26.01.3
Compensationers
D26.01.4
TRICARE-eligible individual
D26.01.5
Family Members
D26.01.6
Not Eligible
D26.01.7
Enroll Through BENEFEDS
D26.02.1
Enrollment Types
D26.02.2
Dual Enrollment
D26.02.3
Opportunities to Enroll or Change Enrollment
D26.02.4
When Coverage Stops
D26.02.5
Continuation of Coverage
D26.02.6
FSAFEDS/High Deductible Health Plans and FEDVIP
D26.02.7
Identification Cards/Enrollment Confirmation
D26.03.01
Where You Get Covered Care
D26.03.02
Plan Dentists
D26.03.03
In-Network
D26.03.04
Out-of-Network
D26.03.05
Emergency Services
D26.03.06
Pre-treatment Estimate
D26.03.08
Alternate Benefit
D26.03.09
Dental Review
D26.03.10
FEHB/PSHB First Payor
D26.03.11
Example 1: High Option coverage (In-Network provider)
D26.03.12
Example 2: High Option coverage (Out-of-Network provider)
D26.03.13
Coordination of Benefits
D26.03.14
Example 1: High Option coverage (In-Network provider)
D26.03.15
Example 2: High Option coverage (Out-of-Network provider)
D26.03.16
Rating Areas
D26.03.17
Limited Access Area
D26.03.18
Section 4 Your Cost For Covered Services
D26.04.0
Deductible
D26.04.1
Coinsurance
D26.04.2
Annual Benefit Maximum
D26.04.3
Lifetime Benefit Maximum
D26.04.4
In-Network Services
D26.04.5
Out-of-Network Services
D26.04.6
Plan Allowance
D26.04.6.1
Calendar Year
D26.04.7
Emergency Services
D26.04.8
In-Progress Treatment
D26.04.9
Section 5 Dental Services and Supplies Class A Basic
D26.05A.0
Diagnostic Services
D26.05A.1
Preventive Services
D26.05A.2
Additional Procedures Covered as Basic Services
D26.05A.3
Services Not Covered
D26.05A.4
Class B Intermediate
D26.05B.0
Minor Restorative Services
D26.05B.1
Endodontic Services
D26.05B.2
Periodontal Services
D26.05B.3
Prosthodontic Services
D26.05B.4
Oral Surgery
D26.05B.5
Services Not Covered
D26.05B.6
Class C Major
D26.05C.0
Major Restorative Services
D26.05C.1
Endodontic Services
D26.05C.2
Periodontal Services
D26.05C.3
Prosthodontic Services
D26.05C.4
Implant Services
D26.05C.4.1
Oral Surgery
D26.05C.5
Services Not Covered
D26.05C.6
Class D Orthodontic
D26.05D.0
Orthodontic Services
D26.05D.1
Services Not Covered
D26.05D.2
General Services
D26.05G.0
Anesthesia Services
D26.05G.1
Medications
D26.05G.3
Post-Surgical Services
D26.05G.4
Miscellaneous Services
D26.05G.5
Services Not Covered
D26.05G.6
International Claims Payment
D26.06.1
Finding an International Dentist
D26.06.2
Filing International Claims
D26.06.3
International Rates
D26.06.4
Section 7 General Exclusions – Things We Do Not Cover
D26.07
How to File a Claim For Covered Services
D26.08.1
Deadline for Filing Your Claim
D26.08.2
Disputed Claims Process
D26.08.3
Section 9 Definitions of Terms We Use in This Brochure
D26.09
Discounts
D26.10.1
Tools and Resources
D26.10.2
Summary of Benefits
D26.11.0
High Option Benefits
D26.11.1
Standard Option Benefits
D26.11.2
Stop Health Care Fraud!
D26.12
Rate Information
D26.13
Rates
D26.14
Terms and Conditions and Privacy Policy
SB-FBF-002